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The Pinnacle Life Group

People> Profit

Unbiased and comprehensive guidance for hard-working Americans looking to secure their future with insurance and retirement products.

Free consultation · No obligation · Licensed advisors

By the numbers

Offices
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Policies issued
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Top-rated carriers
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Licensed agents
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Our mission

Four pillars of coverage.Trusted advisors.Built for the long climb.

“Our mission at Pinnacle is to put people over profit in everything that we do. From agents to clients and everything in between, quality over everything is our promise.”

A promise like that is easy to print and harder to run a business on. Every recommendation gets measured against it — including when the honest answer is that what you already have is enough.

A mother and her son going through paperwork at the kitchen table
At the kitchen table
An older couple in their kitchen, working through the day together
Still at it, together

Who this is for

Built for kitchen tables, not boardrooms.

Every policy we place ends up mattering in ordinary rooms — a kitchen table, a front porch, a Tuesday evening. If the people in your house count on you, that's who we work for.

What we cover

Explore each area

For the Whole Family

Built for every generation under your roof.

Coverage that protects the people who depend on you — parents, partners, kids, and the ones who came before.

Who's shopping for you

We're loyal to you first.Every carrier we work with knows it.

An agent who works for one insurance company can only ever offer you that company's product. Every carrier underwrites differently — the one that fits your neighbor may not be the one that fits you, and a captive agent has nowhere else to look.

We do. It costs you nothing to have us check, because we are paid by the company you choose, not by you.

01Loyalty to you is the job.

Our carrier partners contract with us knowing we recommend what fits the client. That is what an independent broker is for.

0250+ carriers compete. You pick the winner.

The same age and health history gets priced very differently from one company to the next. We make them bid.

03The agent who assists you gives you their name and license number first.

Look them up with your state insurance department before you tell them a single thing about yourself.

04A licensed person, start to finish.

The same agent answers your questions, walks you through the options, and tells you when the answer is no.

05Start with the smallest amount you're comfortable with.

You can always add later. Starting small beats not starting.

A sample of the shelf

  • Mutual of Omaha
  • Transamerica
  • Foresters Financial
  • United Health Care
  • Allstate
  • Manhattan Life
  • Athene Holding
  • Allianz
  • Nationwide
  • Aetna
  • Humana
  • Cigna

…plus dozens more. Availability varies by state and product.

What fits you —
not what pays us most.

How it works

Three steps. No fee.

01 · Step one

Tell us what you are protecting

A few questions about your household, your mortgage or the coverage you have in mind. No account, no credit check, no cost.

02 · Step two

We shop the companies

Because we are independent, we put the companies against each other on your age, health and budget rather than defending one company's price.

03 · Step three

You see the options side by side

A real person walks you through what each company will actually approve, what it costs, and what it leaves out. Then you decide.

Get started

Find out whereyou stand.

Tell us what's on your mind. It takes about a minute, there is no cost, and nothing is sent to an insurance company until you say so.

Talk to a Pinnacle advisor

No pressure. No fee for the consultation.

No spam, no pressure — a licensed advisor replies within one business day